Tip & Quotes of the Week Feb 5-12

How financially fit are you?

Take a good hard look in the mirror. Whether good or bad the reason for the current state of your finances is staring you in the face. That's right you are the only person who can change things for yourself. Are you having a Dr. Phil moment yet? How are things working for you? Personal finance is 80% behavior and only 20% head knowledge. If it were just about the numbers it wouldn't be so hard to change.

Homework: Take a few minutes to think about why you handle money the way you do. Is it some trauma in your childhood? Filling a need that isn't being met? lack of organization? or just flat out trying to impress others? Whatever the reasons nothing is going to change until you recognize the pattern and address the issues. Write down what comes to mind and if need be talk to someone (your spouse, a friend, a therapist) about them.

"Change is very hard and we change only when the pain of [staying the] same is greater than the pain of change" Dave Ramsey, More Than Enough
"Whether you think you can, or you think you can't, you're absolutely right" Henry Ford