Goals & Vision
Now that you have recognized that you are the reason for where you stand financially today, it's time to change that! Setting goals about your financial future are an intricate part of that. A goal is only a goal if it has these four things. Otherwise it's just a dream.
1. It must be yours- not anyone else's
2. It must be measurable- paying down debt is not a goal if there is no amount attached to it.
3. It must be written down. This roots it into your soul and clarifies the goal.
4. It must have a time frame- otherwise it won't get done. Whether it's daily, weekly or monthly, it must be clearly defined.
Vision is just as important. Once you have goals you have a vision for the future. Having vision keeps you getting up when you fail at achieving your goals and have to re-adjust. It's the perspective that keeps you going when times are tough and you feel miles away from reaching your dreams.
Homework
Sit down today (with your spouse if you're married)- not tomorrow, not next week, and write down your specific goals about your financial future. What do you envision your life to be like? Where do you want to be in a year, 5 or 10 years? Be realistic about the amounts and the timeline. Make it a challenge and post your goals around the house, in your car, at work. This will keep them fresh in your mind and heart. Remember, if you don't have a plan (goal) your vision will only be a dream.
"The reason most people never reach their goals is that they don't define them, or ever seriously consider them as believable or achievable. Winners can tell you where they are going, what they plan to do along the way, and who will be sharing the adventure with them"Denis Waitley
"If you aim at nothing, you hit it every time" Zig Ziglar
"You must have long term goals to keep from being frustrated by short term failures" Charles C. Noble
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