Finances By Rachel: Quotes of the Month Dec 10-Jan 14

Friday, January 14, 2011

Quotes of the Month Dec 10-Jan 14

"There are no short cuts to anywhere worth going." Beverly Sills

"Change is very hard and we change only when the pain of [staying the] same is greater than the pain of change." Dave Ramsey More Than Enough

"You will find peace not by trying to escape your problems, but by confronting them courageously. You will find peace not in denial, but in victory." J. Donald Walters

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Services & Pricing

Dave Ramsey* Trained Financial Counselor:

Please contact me for more information about what I do. All services are of course completely discrete and confidential.

Serving all of Utah County & other areas by Skype

-Pricing based on sliding scale of Annual Household Income.

-15% discount given to single moms, widows and active/retired military personnel.

-Those making less than $30k/year, contact me for case-by-case pricing.

-All packages include a Free 30 min consult by phone or Skype and a copy of Dave Ramsey's Book "The Total Money Makeover"

Gold Package: $150-$350

2 hr Initial Coaching Session- detailed analysis & recommendations.

Monthly 1 hr follow-up sessions for 3 months of Support

30-49K: $150

50-79K: $250

80K+: $350

Platinum Package: $300-$500

2 Hr Initial Coaching Session- detailed analysis & recommendations.

Monthly 1 hr follow-up sessions for 6 months of support

30-49K: $300

50-79K: $400

80K+: $500

For more information please contact me by phone or email:

financesbyrachel@gmail.com

(801)722-9670

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*Completion of this training does not make me an employee or agent of Dave Ramsey, nor give me the right to speak for or bind him, nor constitute an endorsement by him.

Sharing My Passion

My name is Rachel. I have been married for 14 years and am the mother of 4 children. I admit that I have always been a geek when it comes to money (just ask my husband). As a teenager I loved to balance my checkbook and plan out what to do with my money. Unfortunately, I married into the student loan debt my husband was carrying. Then came the car loan we got when our first daughter was born. I got to the point that I was tired of being broke every month after the bills were paid. So we began our journey to become debt free. My husband initially thought I was crazy, but soon saw the things that were happening and jumped on board. After a very long, nearly 2 1/2 years and some setbacks, in December 2009 we achieved that goal!

Now I have embarked on a new journey as a financial coach to share my passion and knowledge to help those in need succeed with their money. In reading this blog may you find hope and inspiration to change your financial destiny! Change is difficult but worth paying the price to have peace in your life.

What is Financial Coaching? Is it right for you?

There are many levels of gaining financial information from reading a book from the library to taking a class. Financial coaching is the most hands-on, comprehensive and detailed approach out there. I will help you develop a plan tailored to your financial situation. You may be facing bankruptcy, foreclosure or harassing creditors and don't know where to turn. Or maybe you need help with a plan to be more efficient in building wealth or just have general questions about money management. You decide the level of service that you need and if financial counseling is right for you.