Finances By Rachel: Quotations of the Month August

Friday, September 2, 2011

Quotations of the Month August

"The true test of financial discipline comes not when faced with spending money you don't have, but rather when you have the money and choose NOT to spend it anyway." Rachel Heath ~Finances By Rachel

"Desires dictate our priorities, priorities shape our choices, and choices determine our actions. The desires we act on determine our changing, our achieving, and our becoming."Dallin H Oaks

"We all must suffer from one of two things: the pain of discipline or the pain of regret." Jim Rohn

"Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow." Mary Anne Radmacher

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Services & Pricing

Dave Ramsey* Trained Financial Counselor:

Please contact me for more information about what I do. All services are of course completely discrete and confidential.

Serving all of Utah County & other areas by Skype

-Pricing based on sliding scale of Annual Household Income.

-15% discount given to single moms, widows and active/retired military personnel.

-Those making less than $30k/year, contact me for case-by-case pricing.

-All packages include a Free 30 min consult by phone or Skype and a copy of Dave Ramsey's Book "The Total Money Makeover"

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2 Hr Initial Coaching Session- detailed analysis & recommendations.

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Sharing My Passion

My name is Rachel. I have been married for 14 years and am the mother of 4 children. I admit that I have always been a geek when it comes to money (just ask my husband). As a teenager I loved to balance my checkbook and plan out what to do with my money. Unfortunately, I married into the student loan debt my husband was carrying. Then came the car loan we got when our first daughter was born. I got to the point that I was tired of being broke every month after the bills were paid. So we began our journey to become debt free. My husband initially thought I was crazy, but soon saw the things that were happening and jumped on board. After a very long, nearly 2 1/2 years and some setbacks, in December 2009 we achieved that goal!

Now I have embarked on a new journey as a financial coach to share my passion and knowledge to help those in need succeed with their money. In reading this blog may you find hope and inspiration to change your financial destiny! Change is difficult but worth paying the price to have peace in your life.

What is Financial Coaching? Is it right for you?

There are many levels of gaining financial information from reading a book from the library to taking a class. Financial coaching is the most hands-on, comprehensive and detailed approach out there. I will help you develop a plan tailored to your financial situation. You may be facing bankruptcy, foreclosure or harassing creditors and don't know where to turn. Or maybe you need help with a plan to be more efficient in building wealth or just have general questions about money management. You decide the level of service that you need and if financial counseling is right for you.