I wanted to end the month talking about another important means of sabotage- friends and family. While trying to accomplish your financial goals, having a good support system around you is very important. For those of you who are single, friends are like a second family. If your friends or family are ridiculing you for the changes you're trying to make, it's pretty difficult to continue. There will always be someone in your life that will try to pull you down. Whether it's a friend, co-worker, or family member, you will have to evaluate your relationship with them. Your true friends will always stand by you and support you through thick and thin.
Homework:
When you're trying to lose weight, the last thing you need is a friend asking you to go eat ice cream. It's the same thing with your finances. Friends wanting you to go shopping, or go out to eat every day can really hurt. If after you have explained to them what you are trying to do, they scoff and continue to pester you or make fun of you for not going with them, then it may be time to evaluate the relationship. If your friendship is defined by spending money that you don't have, find a way to redefine it or separate from that person. Family members can be more difficult to deal with. You may have family traditions of going on a big vacation every year, or spending big on holidays and birthdays. Most of the time the majority of family members will understand, but there might be a few who are offended that you are choosing not to spend money you can't afford. In these cases, developing thick skin may be a necessity.
When you're trying to lose weight, the last thing you need is a friend asking you to go eat ice cream. It's the same thing with your finances. Friends wanting you to go shopping, or go out to eat every day can really hurt. If after you have explained to them what you are trying to do, they scoff and continue to pester you or make fun of you for not going with them, then it may be time to evaluate the relationship. If your friendship is defined by spending money that you don't have, find a way to redefine it or separate from that person. Family members can be more difficult to deal with. You may have family traditions of going on a big vacation every year, or spending big on holidays and birthdays. Most of the time the majority of family members will understand, but there might be a few who are offended that you are choosing not to spend money you can't afford. In these cases, developing thick skin may be a necessity.
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