The Irregular Income
Those who are self-employed or have irregular incomes due to commissions or seasonal work have a real challenge. You are most at risk for not having a plan (aka a budget) because you either don't know how to plan or you think it can't be done. Not having a plan in the short term can be detrimental to your long-term goals. For this reason it's more important for you to have a budget. It's not necessarily harder, it's just requires a different approach.
Homework:
No matter where you are in your budgeting ability, start today to make little changes. Remember, if you can't learn to live on a budget, building wealth will be very difficult if not impossible.
"Budget: a mathematical confirmation of your suspicions." AA Latimer
"The poor man's budget is full of schemes." Proverb
"For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it?" Luke 14:28
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